October 2017, I struggled to stick to my budget and that’s coming from a hyper-budgeter. I kept going over my spending budget and having to adjust the next paycheck to accommodate. This was a vicious cycle that I knew I had to break. And after months of tweaking my plan, I had to change my money rules and change my mindset! There are so many rules, theories, and practices with money! Which one is right? Sometimes it is easy to fall into one of those routines without questioning if it works for you! I made the decision to make my money work for me. Here are the steps I took and resources I used to get back on track. Can you relate?
So you want to go to college, huh? Well, that’s awesome! But I can guarantee you that it will be different from high school, very different. However, I am here to make that transition a lot easier.
Want to know the easiest ways to make it harder for yourself? Not being mentally prepared, and not having your priorities straight. So, let’s talk about the mental prep misconceptions of college and how to prioritize your life. I promise it’ll become a lot easier than you expect by implementing these small, yet crucial things.
Congratulations! You’ve finished your tax return and you’re now patiently waiting for the tax refund to hit your bank account or mailbox. What are you going to do with that money? Do you already have plans on impulse spending most of it? If so, please stop. Like, really. Read this post and consider a few more responsible options. I want to help you make the best decision for your long-term financial health.