The B Chic Budget Planner is the fastest way to get clear about your money goals and priorities in order to make room for more savings, experiences, and future wealth. This digital planner is dated, with dedicated calendar pages and a plethora of budgeting worksheets to stay organized throughout the year.
I’m too focused on keeping up with bills, I can’t afford a vacation or self care.
I’m just not good with money. That’s why I can never save or stick to saving.
I don’t make enough to afford doing something special for myself or my family.
You get paid, most of your money goes towards past due and current bills.
Haphazardly spending on other necessities without tracking the receipt totals, which then leads to wasting money on last minute needs, and falling behind on your bills and money goals.
With a solid money routine, even small savings make a big difference to your growing savings towards emergencies, family trips, and future bill payments.
Prioritize experiences over the amount invested to make it happen. This budget can help you get there!
Start your budgeting journey by gaining awareness of the most important factors that affect you on a regular basis. Auto-payments, credit cards and their interest rates, and even your bank account’s basic information. Having the important stuff in one place gives you the first step in getting clarity on your money situation. The daily and weekly money journal also gives you a glimpse of your spending habits and patterns.
The key to effortless yet effective money management is automation. Once you have a grasp on what your current financial situation is, you want to put systems in place to make it easy to meet your short term goals that lead to BIG long term success. This is accomplished with the Budget Rules, Savings Goals, and Expense worksheet templates that you can copy and reuse from month to month.
With the daily and weekly money journal templates, you can easily track your spending AND spending patterns to catch any mindless decisions. Too involved for you? I’ve also included a transaction log worksheet to simply list all your spending. You can use that to update your budget or just to keep up with what’s in your bank account.
But what’s planning for if you’re not keeping your future in mind?! Not only do you have a goals worksheet (prompts and lines to write on), but the mini event planner keeps you on track for short-term goals. Outline basic details and identify financial needs that you should be saving for. Lastly, the investment worksheets help you stay on track for future financial YOU even if it is decades away.
No shipping required! Upon purchase, you will have the chance to download your file. Be sure to save a copy to your own device(s) for future use. You will also receive an email backup with access to your file. Have any questions? Just email me at support@bchiccollective.com!
None of the content in this document constitutes personal investing, financial, or tax advice. This planner is for entertainment purposes only. You must invest at your own risk. If you would like personalized recommendations, please speak with a Certified Financial Professional.
Given the nature of this digital product, there is a no refund policy. However, if you have any issues accessing your file or any questions regarding your order, please email us at support@bchiccollective.com.
