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2024-2025 Budget Planner, Academic Year, Digital, Printables, Light & Dark Mode

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The B Chic Budget Planner is the fastest way to get clear about your money goals and priorities in order to make room for more savings, experiences, and future wealth. This digital planner is dated, with dedicated calendar pages and a plethora of budgeting worksheets to stay organized throughout the year.

♥♥ PLEASE NOTE - this is a digital download. No physical product will be shipped. Once you have placed your order you will receive a link to download your PDF. No waiting - get access immediately!

It can feel like the odds are stacked against you. Rising food prices, rising gas prices, rising housing. How is anyone able to afford living in the US these days making less than $100k—heck even $50k?!

There’s a way! Although we’re inundated with capitalist ideals everyday, you can be intentional with your money in a way that brings freedom, abundance, and hope to your financial situation.

Have you felt hopeless about…

  • Being able to afford a financial emergency
  • Giving yourself and/or your kids experiences to see the world and relax/have fun every now and then
  • Fitting time and money into your plans for self care
  • Getting out of the cycle of paycheck to paycheck living

The B Chic Budget Planner is the fastest way to get clear about your money goals and priorities in order to make room for more savings, experiences, and future wealth.

You’ve probably been bogged down with one of these limiting thoughts.

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I’m too focused on keeping up with bills, I can’t afford a vacation or self care.

There is a way to work in self care and intentional savings to afford trips and once in a lifetime experiences. A simplified budget system that works with your current spending habits, is the first step to success.

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I’m just not good with money. That’s why I can never save or stick to saving.

You may be using the wrong tools or simply not working WITH your personality type to make saving work for you. Whether that means implementing automation, restricting your access, utilizing the snowball effect, or leveraging high yield accounts—there IS a way to make savings work for you in the long term.

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I don’t make enough to afford doing something special for myself or my family.

It all comes back to perspective. You may not be able to afford a multi-state jump to Disney World this year, but you can save up for a 2 hour or less drive to an amusement park or spa overnight stay.

There is a way you can budget your family into prosperity and financial freedom but it starts with intention setting through budgeting and reflection.

Yes, you can save on a tight budget. Through patience and a little automation, you can get the habit of saving on your side. It all starts with a consistent plan.

It doesn’t have to be like this…

You get paid, most of your money goes towards past due and current bills.

Haphazardly spending on other necessities without tracking the receipt totals, which then leads to wasting money on last minute needs, and falling behind on your bills and money goals.

Imagine life like this…

With a solid money routine, even small savings make a big difference to your growing savings towards emergencies, family trips, and future bill payments.

Prioritize experiences over the amount invested to make it happen. This budget can help you get there!

How to Use Your Budget Planner for YOUR personal finance success

Get a snapshot of your current situation

Start your budgeting journey by gaining awareness of the most important factors that affect you on a regular basis. Auto-payments, credit cards and their interest rates, and even your bank account’s basic information. Having the important stuff in one place gives you the first step in getting clarity on your money situation. The daily and weekly money journal also gives you a glimpse of your spending habits and patterns. 

Automate your spending, saving, and monthly (bi-weekly) planning

The key to effortless yet effective money management is automation. Once you have a grasp on what your current financial situation is, you want to put systems in place to make it easy to meet your short term goals that lead to BIG long term success. This is accomplished with the Budget Rules, Savings Goals, and Expense worksheet templates that you can copy and reuse from month to month. 

Track progress and course correct toxic spending habits as soon as they creep up

With the daily and weekly money journal templates, you can easily track your spending AND spending patterns to catch any mindless decisions. Too involved for you? I’ve also included a transaction log worksheet to simply list all your spending. You can use that to update your budget or just to keep up with what’s in your bank account.

Prioritize your goals, self care, and future financial security proofing

But what’s planning for if you’re not keeping your future in mind?! Not only do you have a goals worksheet (prompts and lines to write on), but the mini event planner keeps you on track for short-term goals. Outline basic details and identify financial needs that you should be saving for. Lastly, the investment worksheets help you stay on track for future financial YOU even if it is decades away.

Here’s Everything You Get In This Action-Packed Planner

  • Accounts Tracker
  • Goals Worksheet
  • Calendar
  • Savings Trackers (3)
  • Subscriptions/AutoPay Log

  • Budget Rules
  • Expenses template
  • Transaction Log
  • Budget template
  • Debts/Payment Tracker

  • Daily Money Journal
  • Weekly Recap
  • Goal/Event Planner
  • Monthly Worksheets
  • Notes Template

  • Credit Profile (quarterly)
  • Pay Schedule
  • Blank To-Do List
  • Money Tasks
  • Spending Wish List

  • Savings Rules Worksheet
  • Savings Goals
  • Savings Log
  • Savings Challenges
  • Investment Portfolio Snapshot

  • Investment Allocations
  • Investment Research
  • Debt Journal
  • Debt Reduction Log
  • Extra Payment Log

Instant Download

No shipping required! Upon purchase, you will have the chance to download your file. Be sure to save a copy to your own device(s) for future use. You will also receive an email backup with access to your file. Have any questions? Just email me at!


None of the content in this document constitutes personal investing, financial, or tax advice. This planner is for entertainment purposes only. You must invest at your own risk. If you would like personalized recommendations, please speak with a Certified Financial Professional.

Refund Policy

Given the nature of this digital product, there is a no refund policy. However, if you have any issues accessing your file or any questions regarding your order, please email us at

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